A certified Application Counselor or CAC is trained and able to help consumers, small businesses, and their employees as they look for health coverage options through the Marketplace. They offer in-person assistance with insurance options through the Health Insurance Marketplace. They also help with completing eligibility and enrollment forms and their services are free to you!
CACs can also assist with Medicaid/Medicaid Expansion/ and CHIP applications.
What is Health Insurance through the Marketplace?
Health Insurance through the Marketplace is a way to find health coverage that fits an individual or family’s needs.
Individuals and families can apply for private insurance, Medicaid, or the Children’s Health Insurance Program.
Every Health Plan in the Marketplace offers the same set of essential health benefits including: doctor visits, preventative care, hospitalizations, prescriptions, and more.
Individuals and families can compare plans based on price, benefits, quality, and other features that are important to them.
Why Should I have Insurance?
Peace of Mind.
Greater access to preventative services.
Can receive quality and consistent care from health care providers.
Reduce financial challenges that come with high medical bills.
Do I Qualify?
Most Americans who are currently uninsured or underinsured. They must live in the U.S. or be a U.S. citizen.
When can I apply?
Open Enrollment for the Marketplace opened November 1st and will be open until December 15th.
There is a Special Enrollment period which is at any given time. In order to qualify for the special enrollment period a consumer has to meet the following qualifications:
Loss of Cobra
Newly Eligible for Gov. Assistance
Named Legal Guardian
Release from Incarceration (Prison or Detention)
Gained Citizenship or Lawful Presence in the U.S.
Change in Income
Moved outside of Coverage area
Adopted a Child or had a Child place with them for Foster Care