Outreach and Enrollment

What is a Certified Application Counselor or CAC?

• A certified Application Counselor or CAC is trained and able to help consumers, small businesses, and their employees as they look for health coverage options through the Marketplace. They offer in-person assistance with insurance options through the Health Insurance Marketplace. They also help with completing eligibility and enrollment forms and their services are free to you!
• CACs can also assist with Medicaid/Medicaid Expansion/ and CHIP applications.

What is Health Insurance through the Marketplace?

• Health Insurance through the Marketplace is a way to find health coverage that fits an individual or family’s needs.
• Individuals and families can apply for private insurance, Medicaid, or the Children’s Health Insurance Program.
• Every Health Plan in the Marketplace offers the same set of essential health benefits including: doctor visits, preventative care, hospitalizations, prescriptions, and more.
• Individuals and families can compare plans based on price, benefits, quality, and other features that are important to them.

Why Should I have Insurance?

• Peace of Mind.
• Greater access to preventative services.
• Can receive quality and consistent care from health care providers.
• Reduce financial challenges that come with high medical bills.

Do I Qualify?

• Most Americans who are currently uninsured or underinsured. They must live in the U.S. or be a U.S. citizen.

When can I apply?

• Open Enrollment for the Marketplace opened November 1st and will be open until December 15th.
• There is a Special Enrollment period which is at any given time. In order to qualify for the special enrollment period a consumer has to meet the following qualifications:
  
  •  Got Married
    
  • Loss of Cobra
    
  • Newly Eligible for Gov. Assistance
    
  • Named Legal Guardian
    
  • Release from Incarceration (Prison or Detention)
    
  • Gained Citizenship or Lawful Presence in the U.S.
    
  • Change in Income
    
  • Moved outside of Coverage area
    
  • Death
    
  • Adopted a Child or had a Child place with them for Foster Care
    
  • Got Divorced and lost Health Insurance
    
  • Had a Baby

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